"Come here, serve tea." After entering the Yamen, Ye Chengzu ordered to make tea.
Before the tea was brewed, Gu Yanwu spoke: "Mr. Ye, people and animal husbandry in Gansu are not prosperous. I summed it up and there are two reasons: First, the horse trade is monopolized by merchants from Shanxi and Shaanxi, and they cannot sell it at a high price, which affects the private breeding.
Second, farmers’ ability to resist risks is low.
Ye Chengzu nodded, "Does Zhongqing have any good ideas?"
"For the first reason, I have a plan: 'export sales'. Businessmen from Shanxi and Shaanxi have monopolized the horse market in Gansu, and foreign businessmen cannot enter, resulting in low horse prices. In this case, why don't we summon local businessmen who are interested in engaging in the horse business,
Establish a joint-stock company, sign contracts with horse breeders in various places, set a unified minimum sales price, and then send special personnel to other provinces to contact sales.
"This idea is feasible, but where does Zhongqing want to sell? To Hui merchants, Guangdong merchants or the Jiangsu and Zhejiang Chamber of Commerce?"
"I decided to go to Shuima Station in Sichuan, Shaanxi and Shanxi provinces and sell directly," Gu Yanwu said firmly.
"How to transport a horse?" Ye Chengzu asked.
"The company will organize a transportation team to transport it directly to each station."
Ye Chengzu nodded, "As for the second reason, how does Zhongqing plan to deal with it?"
"I plan to have the imperial court organize an accident insurance company to charge horse farmers a small fee. If an accident like horse plague occurs, we will provide fifty times the compensation. The amount of compensation will be based on the insured amount," Gu Yanwu said with a smile.
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"This is a good method, but it is up to the government to set up the company. This matter needs to be sought from the imperial court. Zhongqing, you and I will report to the imperial court for a decision," Ye Chengzui said.
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The memorials written by Ye Chengzui and Gu Yanwu were sent to the Qianqing Palace. Zhu Hengjia was stunned after reading it. Accident insurance company? Isn't this an insurance company? I didn't expect Ye Chengzui and Gu Yanwu to have such forward-thinking ideas! No, this method would never be thought of by Ye Chengzui.
It must be Gu Yanwu’s idea!
Well, a good way! Not only can horses be insured if they get horse plague, but people can also be insured if they get sick, including pensions and children's education.
The old emperor became more and more excited as he thought about it, and he personally named it: "Gansu Insurance Company".
With the emperor's support, anything can be done easily!
Gu Yanwu, Ye Chengzui, and even Tian Juemao, the governor of Gansu, took action up and down.
Gansu Insurance Company, which was jointly funded by the imperial court and 150,000 taels of silver, was jointly funded by eight local banks and more than 20 powerful businessmen in Gansu, was officially established. This was the first insurance company in the Ming Dynasty. Since its establishment, it immediately paid tribute to all
Large horse breeders encourage participation in insurance at a ratio of one to fifty.
Horse farmers can buy five taels of insurance for one hundred cents. Once a disaster like horse plague occurs, they don't have to worry about losing their money because the insurance company will pay for it.
At the same time, another company: Gansu Horse Trading Co., Ltd. was also established. This company jointly invested one million taels from more than 30 powerful businessmen in Gansu and signed long-term contracts with horse breeders from various places.
Horses from horse breeders are purchased at a uniform price of one tael, nine taels for the middle foal, and seven taels for the low foal, and then resold to other provinces.
This price is much higher than the purchase price of Shaanxi merchants and Shanxi merchants.
The Gansu government attaches great importance to the company's operations. Gansu Governor Tian Juemao and Chief Minister Ye Chengzu ordered the selection of capable officials to accompany the sales staff of the Gansu Horse Trading Co., Ltd. to other provinces for sales, and the number of orders was used as the assessment standard for officials.
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Xi'an, one of the four ancient capitals of China, is not only the political center of Shaanxi, but also the cultural and economic center. As the capital of a province, things are prosperous and people are prosperous.
There is "Chanhepu Station" ten miles away from Changlemen in the east of the city. Business travelers came in an endless stream, which boosted the local economy. Over time, a small village was formed, "Dong Shilipu Village".
Because Chanhepu Station is located in Dongshilipu Village, it is also called "Shilipu Station" by the locals.
"Ke~ke~ke~"
The big rooster raised by Ma Yi crowed, and the post manager Liu Fugui got up early.
To make money, you need to get up early, because the early bird catches the worm. Since the reform of Yi Chuan, Liu Fugui has gotten up early every day, because merchants who rush early will come to the inn to rest.
Chanhepu Inn does not contract the catering and accommodation business to merchants like other inns. Instead, the whole station jointly contracts the accommodation business. Because it is located on an important trade road and has many merchants, the catering and accommodation business generates a lot of revenue every year.
, dividends are paid every year, and the small life is prosperous.
But recently, the imperial court ordered the opening of the Civil Information Bureau business. Although Xi'an is a big city with many people sending letters and packages, horses in Chang'an are expensive, and the price of horses at thirty-fifty liang per horse has evened out profits.
After Liu Fugui settled the accounts and worked hard for a year, the business of the Civil Information Bureau was flat, with neither loss nor profit. So he no longer paid attention to it and turned the focus of the business to catering and accommodation. Every day when the rooster crows, he would get up and make a inspection.
Check whether the environment in front of the inn is clean and tidy, for fear of neglecting the merchants.
"Well, I did a good job in hygiene today." He nodded, went to the post station cafeteria to eat something, returned to the post office to make a pot of tea, lay down on the chair, and tasted it carefully.
"Master, someone handed you a greeting card." I was enjoying it when I received a greeting card.
Liu Fugui glanced at it and almost dropped his jaw. It read clearly: "Gansu Senator Gu Yanwu".
He has read few books, and has never heard of the name of Gu Yanwu, the leader of the Shilin, but he is aware of the official position of counselor. This is a fourth-rank official, on the same level as the prefect of Xi'an, and he is comparable to his unworthy Yicheng.
The difference between mud. In this Xi'an Prefecture, has the prefect ever looked at me seriously?
It’s fake, this must be a request from a liar! How could a dignified councilor ask for help from a liar?
As a postmaster, Liu Fugui has access to a large number of official documents, so he is naturally knowledgeable. But after checking the seal, he found that it was exactly the same.
Strange, what does such a big official want to do with me?
He did not dare to neglect and went out to welcome Gu Yanwu in person, inviting Gu Yanwu into the living room and serving tea and cakes.
"Counsellor Gu is here. Is there anything I can do for you?" Liu Fugui asked respectfully.
"I'm here to ask Liu Yicheng for help. A new horse trading company has been established in Gansu and there are a large number of good horses for sale. I wonder if there is demand for Chanhepu Station? The price is negotiable." In order to promote horse politics, Gu Yanwu risked his life
, put aside his dignity as a counselor, and personally led people to look for purchases from the Yicheng of major Shuimayi. Not only Shaanxi, Sichuan, Shanxi, Huguang and other provinces, but also Gansu sent officials to lead sales teams.
In the future, this spirit will be called the Gansu spirit.
This is surprising, the dignified councilor actually sold horses to me, a little postmaster.
Liu Fugui became more energetic, "May I ask how much your company's horse prices are?"
"The top horse is thirty taels, the middle horse is twenty-five taels, and the bottom horse is twenty-five taels. The average price is around twenty-five taels."
When Liu Fugui heard this, he realized that this price was much cheaper than his own purchase price of 45 taels for the upper horse, 35 taels for the middle horse, and 25 taels for the lower horse.
However, he is used to doing business, so he kept the price low as a habit, ""Twenty-five taels for the top horse, twenty-five taels for the middle horse, and fifteen taels for the bottom horse. How about it? If possible, I will order fifty horses."
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"Deal", Gu Yanwu is a cheerful person. He feels that Ma Zheng Company can still make a profit at this price, so he readily agrees to sign the contract. This is the thirtieth order he has won.
This chapter has been completed!