"A penny can't help a heroic man." Jia She couldn't help but sigh, "The construction of the garden in our mansion has been completed. I have looked at it one by one in the past few days. It is indeed spectacular and gorgeous, but there are still many items missing.
, but this requires money, second brother, what should we do?"
Jia Zheng also held his forehead and remained silent.
In order to build this garden, basically everything in the house was vacated, and a lot of it was moved from the old lady's side. Now we need to add more items. This cannot be bought with two or three thousand taels of silver, and I don't know where it will come from.
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Now, according to the elder brother's advice, he also wants to imitate the Mei family and borrow money from Haitong Bank. However, borrowing money is easy, but what can be used as collateral? Is it possible to pledge this garden?
"Lian'er, what do you think we should do?" Jia She asked Jia Lian directly when Jia Zheng was silent.
"Master, if you want to borrow money from Haitong Bank, a pledge is required, and it must be verified and verified to confirm that the value of the pledged items is in line." Jia Lian glanced at Jia Zheng.
This should be a matter for the second wife. Although it is true that the eldest daughter coming back to visit relatives will bring glory to Rongguo Mansion, but it is a reality that after the glory, it will be difficult. How to solve the problem?
If the eldest daughter's trip to visit the bride can bring some glory to the family, to put it more realistically, it would be a good deal if she could make some kind of income-generating business, but if she only gets such glory for a while and nothing else,
Then the expense is really not worth it.
Jia Zheng sighed and said, "Lian'er, if we pledge the land deed to the garden at the back of the house to Haitong Bank, how much money do you think we can borrow?"
Seeing that Jia Zheng really wanted to borrow money, Jia Lian was a little reluctant. In his opinion, borrowing money was easy, so what should he pay back?
"Second Uncle, I'm afraid it's not appropriate to use the land deed of the garden as collateral." Jia Lian pondered for a moment, "The land deeds in our house are all intact. If we want to use the land deed of the garden alone as mortgage, we have to divide it.
If necessary, we need to report it to the government for approval. We don’t have time to say anything, and once this gets out, the reputation of our government will be ruined."
Jia She and Jia Zheng's expressions all changed. This is a matter of fact. If word spreads that the Jia family is going to divide the house and mortgage it, then the reputation of the imperial concubine and the Jia family for marrying her will spread, I'm afraid.
In the future, everyone thinks that the Jia family will really be in ruins.
But if this garden is not used as a mortgage, what else can be used as a mortgage?
In addition to the large sum of money owed for flowers, trees, stones, mud and tiles, there are also indispensable rewards given to the maids, women, servants and boys in the house this year. There are thousands of people in this group, and there are also various favors.
Walk around, after this year, it is impossible to be comfortable without tens of thousands of taels of silver.
Outsiders don't know the current situation of Rong Ning's Second Mansion, but they all know it well.
Thirty-five years after Yuanxi, the two mansions could only manage to maintain their relationship. By the second year of Yonglong, the population of this mansion was growing without restraint. Those who were bought, those who voluntarily surrendered, and those who had children were all in the Rongguo mansion.
In just over ten years, the number of people has increased from 700 to 800 to more than 1,000. The expenses have gradually increased, but the income has not increased.
After all, not to mention those businesses, there are still many businesses that are not managed well and the losses are not small, and the income of the fields and farms is still the same.
It turns out that the Zhen family in Jiangnan invested some money into a partnership to do some business. It is said that the business was not very good in the past two years, so there was only 50,000 taels of silver left with the Zhen family. Now they have even taken back the 50,000 taels for use.
Already.
It can be said that the current situation of the Rongning Second Mansion is getting worse and worse. Every year, the public funds are unable to make ends meet, which makes Wang Xifeng scratch his head. In the end, the old lady can only turn a blind eye and buy some antique calligraphy and paintings.
The items were mortgaged, and some of them could be redeemed years later, but most of them could only become dead and disappear silently into the pawn shop.
Fortunately, the two or three pawnshops we can cooperate with are all old acquaintances. They know the background of Rong Ning's second family, and the things they bring out are all good items. They usually don't lower the prices too hard, so Rong Ning's second family seems to be the only one.
After adapting to this situation, it seems that there is an endless supply of old things in the house. Only the head of the family is like an ant on a hot pot at the end of the year.
It's just that this year's situation is unusual. The construction of this garden is really a bottomless pit. Basically, the entire Jia Mansion has been destroyed. What's left are some big items that can't be sold. As soon as they are taken out, everyone will know that they are Rongguo Mansion.
It would be embarrassing not to say anything about it, and it would also make the outside world laugh at Rongguo Mansion.
"How is the year going over there in the east?" Jia She suddenly asked.
Rongguo Mansion is in a difficult situation, and Ningguo Mansion is also having a hard time.
If we talk about the past, Ningguo Mansion was not as good as Rongguo Mansion.
But this year, when the Rongguo Mansion built a large hole in the garden, although the Ningguo Mansion also provided some subsidies, it was the Rongguo Mansion that paid the bulk of the money. The Ningguo Mansion only contributed a small amount of 30,000 to 40,000 taels of silver.
But even so, Ning Guofu's vitality was damaged.
In the past year, Jia Lian has had much less contact with Jia Zhenjiarong and his son. However, since Jia Lian came back from Yangzhou and now took over the business of Haitong Yinzhuang Jingshi, Jia Zhenjiarong and his son immediately became like candy again.
Caught up.
Especially Jia Rong, who was next to Jia Lian all day long and was particularly comfortable being served by his second uncle, Chang Lian, and his second uncle, which made it difficult for Jia Lian to refuse. Sometimes he would take Jia Zhen and Jia Rong in and out of some scenes.
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In addition, Jia Zhen and Jia Rong also made a lot of money by joining forces with Jia She in building the garden. It seems that this year the Dongfu will be even more prosperous.
"I don't know about that anymore, but it seems that Brother Zhen and Brother Rong are planning to follow the same path as in previous years." Jia Lian hesitated.
In fact, he knew that Jia Zhen and Jiarong should be able to live well this year. At least they made a fortune from repairing the garden, and Ningguo Mansion was headed by their father and son, so they could naturally make up for it.
It's not like here in Rongguo. My father and my second uncle live in two bedrooms. I, Baoyu, Jia Huan and even Jia Lan will all have three or four bedrooms in the future. Everyone has their own little Jiujiu in their hearts. Who else will?
Thinking about the government?
The money belongs to the public, so the private money of each family belongs to each family. For example, when his father is repairing the garden, no one can make a fortune?
But if you want him to use it to make up for the shortfall in public affairs, it would be better to kill him.
Just like Sister Feng, she can make money by lending money from the public company, but if she is asked to use her own money to fill the public company, she can't even think about it.
Jia She snorted coldly, but said nothing. Jia Zhen and Jia Rong were willing to fill it in. That was Ningguo Mansion's own business. It was absolutely impossible for Jia She to take out the money.
Jia She was silent and Jia Zheng's face turned even more ugly.
This time he just wanted to discuss with his brother about the New Year celebrations in the mansion.
Lai Da has told himself and Jia Mu several times that there are a lot of tricks in the garden. The eldest man and the two men from Dongfu have worked hard and made a lot of money out of it. He also said that as long as he checks the accounts, he will definitely be able to make money.
Many problems were found, and the money that was shed can at least be used to pay for the subsequent debts owed to outsiders and this year's New Year expenses.
The mother didn't say much, but in fact it was what Jia Zheng thought. The garden cost more than 450,000 taels of silver. It was indeed beautiful, but to say that her brother was so motivated, besides making money,
Silver, at least nothing can make him like this, and the two on the east side are almost the same.
It's a pity that I don't have the ability and patience to handle this matter.
Looking at the house, Jia Lian and his wife were originally suitable candidates, but it is a pity that Jia Lian is not willing to work in the house now. It is impossible for Sister Feng to go against her father-in-law. Moreover, Sister Feng is also having a cold war with Jia Lian and is not thinking about it.
That's how it will turn out.
He wanted to talk to his brother several times, but Jia Zheng still couldn't wipe his face off in the end. Even his mother had tacitly agreed to let him talk to his brother, but Jia Zheng still didn't dare.
He knew what kind of temper his brother was. He could talk about everything else, but if he dared to talk to him about money, he would definitely fall out. Moreover, Jia Zheng also knew his mother's preference for him.
Let your brother always be worried about you. If you get into trouble with him over this matter, he will definitely reveal many things in the past to you. Then you will not be able to survive this year, and Rongguo Mansion will become a joke in the capital city.
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In the end, Jia Zheng's full of melancholy could only turn into a sigh, "Lian'er, how do you think our house will fare this year?"
Jia Lian was also speechless at the second uncle's abandonment of responsibility. He had already slowly faded away from the house, so why did he still have to talk to him?
"Second uncle, the Chinese New Year is imminent, and the Lantern Festival is only a month away. If you think of other methods, it will be a matter for later. You have to get everything settled in the house first. In my opinion, I'd better go and borrow it first.
"
At this moment, Jia Lian still doesn't understand what his father and second uncle are thinking. They have deliberately set a trap for him. He reckons that if he comes back late today, he will have to keep this thing for himself tomorrow morning.
It would be better if you explain everything clearly.
However, it might not be appropriate to keep holding on to Feng Ziying (Lin Daiyu) like this. Jia Lian thought for a while and then said: "Otherwise, first go to Aunt Xue to borrow five thousand taels, and then go to the Wang family to borrow ten thousand, and I will
How do you two gentlemen feel about going to Ziying's place to transfer ten thousand taels of silver to wear out the year?"
Before Jia Zheng could speak, Jia She had already nodded hurriedly, "I think it's OK. The Xue family heard that Daguan Tower has a lot of income this year. As for the Wang family, second brother, your uncle is the governor of Denglai.
Earning 30,000 to 50,000 taels of silver a year is no problem, right? Where is Ziying, Lian'er, why don't you go and talk to me, our Jia family is a grateful person, and we will definitely repay you in the future."
Jia Zheng sighed. After all, it has to be dealt with by these families, the Wang family, that's it. The Xue family and the Feng family are really a little hard to talk to, but what can be done?
This chapter has been completed!