On the afternoon of January 18, the cool villa area of Jinling Science and Technology Park in Lishui was a little noisy with cars coming and going in the afternoon, breaking the tranquility of the villa area built along the lakeshore.
Jing Gao sat on the sofa in the living room on the first floor of the villa, surrounded by people. This was a set of expensive modular sofas. Only An Xiaoqian sat contentedly diagonally opposite Jing Gao, while he looked like a boss.
Sitting in a long row of sofas with three seats, I listened casually to the reports from Jinling's subordinates.
This made the Phoenix Pay executive who was reporting work feel uneasy, "Mr. Jing, our Phoenix Pay already has the largest market share in Jinling. Although users still use WeChat and Alipay.
However, our research found that users use WeChat more for social needs than payment needs. Alipay currently relies on e-commerce and other consumption scenarios, and still maintains market share, but as Pinduoduo, JD.com, and Meituan are all promoting
As its own payment tool, Alipay’s dominant position is not as great as before.
Alipay currently only has the first-mover advantage."
"Oh?" Jing Gao took a sip of tea and responded.
An Xiaoqian is wearing a navy blue suit and a pair of exquisite glasses. She sits elegantly, with a slim and graceful figure. Her beautiful body curves are modified by the suit, with ups and downs. She is an extremely outstanding beauty, bright and elegant.
An extremely beautiful woman. She is accompanying Jing Gao to listen to the report.
The meeting hilariously interjected: "Mr. Jing, do you want to continue listening or not?" She is smiling like a beautiful woman, with affectionate eyebrows and gleaming eyes. This 41-year-old beautiful mature woman is really fascinating.
Love her to death.
Jing Gao smiled at his beloved woman, with soft eyes, and said, "Then listen to it! Forget the rest of the report, just send it an email. Jiayi, you can make arrangements."
"Okay, Brother Jing." Fei Jiayi was a little envious of the relationship between Mr. An (An Xiaoqian) and Brother Jing. This was no longer just a matter between a man and a woman. She and Xiaoli both felt the sweet smell of love.
arrive.
Brother Jing has been accompanying Sister Chuqing and Mr. An these days. The time allocated to both of them has been suspended.
The general manager of Phoenix Pay in Jinling quickly continued the report: "Mr. Jing, Alipay's traditional advantages in the payment field mainly include two points. First, their first-mover advantage. This is a very important factor in the Internet industry. However, so
After years of development of third-party payment, everyone has now slowly caught up in the application of various payment scenarios.
Of course, the brand reputation is still not as good as its own. Users will trust Alipay more when making large transfers.
Second, the functional advantages of Alipay. Compared with WeChat Pay, Alipay is a separate App. This results in their functions being richer than WeChat Pay, with more functions and better ease of use.
However, our Phoenix Pay is also a separate App, and its ease of use is almost the same as theirs. We also support its use in daily application scenarios such as hospitals, buses, subways, water, electricity, and gas.
We are not inferior to them in other application scenarios. Relying on Uber Travel, we have also expanded our applications among partners. In Orange Delivery, Phoenix Film and Television, Xiaoyuan Bicycle, iQiyi, Tiangong Games, Xia Shangwen
Lvdudu is our strategic partner and cooperates with e-commerce companies such as Pinduoduo and live broadcasts.
In recent years, under the far-sighted planning of Mr. Jing and the leadership of Mr. Cao (Cao Danqing), Phoenix Payment has worked hard to build the brand. At present, our payment share has reached 21.3%."
Cao Danqing is currently pregnant. Due to severe morning sickness, she is recuperating in the capital, and her work has been handed over to Human Resources Director Liu Sumei.
This executive only mentioned Cao Danqing, but not Liu Sumei, who had been in charge for more than a month. This shows that Cao Danqing, who single-handedly established Phoenix Pay, still has a very high prestige within the company.
Jing Gao smiled and said: "I generally understand that our Phoenix Payment mainly relies on internal circulation to drive the use of external personnel.
The old Internet giants BAT and Baidu have been replaced by our Phoenix Group as the leaders. However, our strength cannot be said to surpass the two giants Tencent and Alibaba. Among the second-tier Internet giants, we are currently the leader in taxi-hailing.
In the battle for food delivery, our Orange Food delivery company ranks second in share, but there is still an obvious gap. Who will compete against Toutiao and Douyin?
Tencent regards Toutiao as a strategic enemy and has been deploying in the field of live broadcasting for a long time. Douyu, Huya, and Tencent are all major shareholders. Kuaishou is also. We cannot be careless. Although Weibo still plays a greater role in public opinion today.
Toutiao, Sina, and Weibo are also catching up in terms of timeliness and distribution of news. But there is still a gap. For short videos and live broadcasts, we have 30% of the shares in Station B, but we are too far behind in this track!"
He got married in the second half of 2018, and focused on the gaming business and the competition with Tencent and Alibaba. Now he has to compete with European and American capital. On the contrary, he has ignored the fundamentals of the Phoenix Group.
Douyin is now a killer application. It is the same as WeChat. It is said that its overseas version tik-tok is also very popular. It is foreseeable that its parent company ByteDik will definitely become an Internet giant like Tencent!
On the emerging track of short videos and live broadcasts, Phoenix Group has been left behind a bit! Now think about why Phoenix Group cannot take the lead among major Internet companies? I am afraid it is because of its taxi-hailing business, which is nothing more than supporting the foundation of a major Internet company.
!
Of course, this does not mean that there are problems with Phoenix Group's profitability and management. Various data are very good and the financial health is very good. The management level of his right-hand man, Professor Zhao's former son-in-law An Zhiwen, is still very high!
But those who make money from games are called game companies. Those who make money from payments are called third-party payment companies. They support several major business areas of major Internet companies: e-commerce, social networking, and search.
Now there is an additional short video! This short video is not a short video like Bilibili, but a short video like Douyin, which lasts tens of seconds or even fifteen seconds!
Phoenix Group lagged behind in terms of layout. Of course, the eldest brother did not laugh at the second brother. Alibaba and Baidu also failed to catch up. Only Tencent paid attention to Toutiao early on, but on the contrary, it made early plans.
Therefore, it is said that there are talents in every generation!
You think you want to unify the world and dominate the world, but in fact, you don't know when a powerful opponent will appear!
This is a lesson!
The executives of Phoenix Pay didn’t know how to respond to this statement, and they were very disappointed.
Jing Gao didn't mean to embarrass the executive. He turned to Zhang Li behind him and ordered: "Xiao Li, say hello to Lao An and set up a short video live broadcast company based on Douyin."
"Okay." Zhang Li agreed with some hesitation. She has been working in the "Jing Office" for some time. According to various internal and external information and reports, it is clear that the country can no longer support Douy, and the third person after Kuaishou
A short video company. The internal suggestion of Phoenix Group is to strengthen cooperation with station B and let B take up the market share of those two companies.
Jing Gao asked again: "What is the market share of third-party payment now? Is Alipay still the largest?"
Phoenix Pay executives nodded quickly: "Yes. Users use WeChat frequently for small-amount transfers. Especially small and medium-sized merchants use WeChat to transfer funds to each other. But users who transfer large amounts tend to use Alipay."
It’s been a long time since Jinggao directly transferred money to a girl for sponsorship, and he didn’t know much about normal usage. He asked: “Then why not use online banking? It’s not inferior in terms of safety and convenience, right? And Alipay has it every day.
There is a transfer limit.”
Phoenix Pay's senior manager: "Mr. Jing, there are many scenarios where online banking is used. Nowadays, the ease of use of online banking of major banks is much better than before. The advantage of Alipay lies in user habits. Transfers are still slightly more convenient than online banking. Some transfers only require
Just add friends, you don’t need to enter your bank card number.”
"Yeah, that's right too."
"The advantage of WeChat Pay is social interaction. It is used very frequently, and small payments can be made immediately."
Jing Gao nodded again. This executive's level was quite good, otherwise he would not have been appointed to a position in the Phoenix Group's fundamental place like Jinling. He asked, "What are the advantages of our Phoenix Pay?"
"Cheap!"
Jing Gao couldn't help laughing, "Haha!" This is indeed the advantage of Phoenix Pay. For a Shenhao with unlimited cards, the ultimate weapon in business competition is indeed "cheapness"! No one can beat him at this point
.Unless you are suing him for unfair business competition!
He was very pleased that the senior executives below him could "sympathize with his superiors."
The whole room laughed along with Jing Gao.
Jing Gao smiled and waved his hand, "Okay, that's it for the report. You follow Jiayi's arrangements. Xiao Qian and I will come." He went upstairs with the most beautiful mature woman.
The news of Jing Gao's appearance in Jinling is spreading rapidly.
This chapter has been completed!