After listening to Liu Hanmo’s story, Wang Na said seriously: “How much capital do you need?”
Thirty years ago, this sentence was very shocking. Anyone who could tell others how much they needed would be a god.
"I don't dare to ask for more, 3 million." Liu Hanmo said.
3 million is exactly the entire bank liability of Liu Hanmo's "Shuguang Carbonated Beverage Company". Today, a middle-class family can take out 3 million. But 30 years ago, 3 million was a huge sum of money. You know
, at that time households worth 10,000 yuan were as rare as households worth 100 million yuan now.
3 million can do a lot of things.
"3 million?" Wang Na was surprised.
Her tone was obviously, is 3 million too shabby?
"You only need 3 million? What can you do with 3 million? Are you a township enterprise or a street enterprise? I am not interested in an investment of 3 million. I hope you want 30 million!"
Liu Hanmo was so frightened that he didn't recover for a long time.
30 million is the annual deposit of Qingjiang City's "Zhenxing Bank". It's a huge number.
Zhenxing Bank is the first private bank in Qingjiang City. It has been in business for three years, but its deposits have not exceeded 50 million, and the average annual new deposits are less than 20 million.
They used high interest rates as bait. The interest rate of 8.9% is 4 points higher than that of ordinary banks. Isn’t it delicious?
Even with the inducement of high interest rates, its annual deposits were less than 20 million. You can imagine how much money 30 million was at that time.
"Do you want it? If you swallow 30 million, I will cooperate with you." Wang Na said.
"You have to let me think about it." Liu Hanmo was not impulsive, but said the words quite steadily, which surprised Wang Na.
It’s hard to imagine that a 25- or 26-year-old person would have such determination.
Logically speaking, it is only logical that a person who has devoted his life to raising funds should be ecstatic when encountering such a huge sum of money.
Liu Hanmo, who can be said to be still a young man, actually said it and made me think about it.
He was very calm when he spoke.
"Okay, how long do you want to think about it?" Wang Na asked.
"At this time tomorrow, if you have time, we will meet here." Liu Hanmo said.
Wang Na nodded and said, "Okay."
Wang Na is a senior manager of "Online International Investment Company" and has a great say in the company. At the same time, she is one of the shareholders.
The next day, Liu Hanmo and Wang Na met on time.
"How are you thinking?" Wang Na asked.
"I need this capital. If this capital can be obtained in time, I will not only make the current carbonated drinks, but I will also prepare sports drinks. I have ready-made technology, 20 million, and I am ready to use it to develop the market.
"Liu Muqiao said.
"Well, your idea is very good, I agree." Wang Na nodded.
"How long does it take for your company to approve this money?"
Liu Hanmo is still worried that the other party is just an intention, and he must take the money in more than a month to pay off the bank debt, otherwise, his company will be auctioned.
Obviously, his competitors want to see this day.
"I can't wait too long. I have to get 3 million before May 1." Liu Hanmo said honestly.
"No problem, within 10 days, our inspectors will complete the inspection, and then, give me 5 working days, and I will get 30 million." Wang Na said.
"However, you haven't negotiated terms yet." Liu Hanmo said.
"One of the characteristics of our venture capital company is that we will not control your company. We only hold 49% of the shares at most. Because we are not interested in business management. Our fun lies in choosing investment projects." Wang Na is also very practical,
Tell them about their company’s basic philosophy and work strategies.
"Do you think our project is good?" Liu Hanmo was delighted.
Wang Na shook her head and said, "No, I'm not interested in your project at all."
Liu Hanmo was shocked and said in confusion: "Then you still want to invest? And you are not interested in investing 3 million at all. Instead, you want to invest 30 million."
Wang Na laughed and said: "Let me answer your second question first. The basic amount of my investment is 30 million. 3 million is the authority of our trainee managers."
Liu Hanmo took a breath of cold air.
30 million is the starting price. Magic City is really rich!
"There is also the first question." Liu Maqiao asked.
"Indeed, we are not interested in your carbonated drinks, but we are interested in you personally." Wang Na said.
"To me?" Liu Hanmo said in surprise.
"Yes, our company has been paying attention to you for more than 20 days. We have been paying attention to you." Wang Na said.
"More than 20 days?"
Liu Hanmo almost suffocated. Over the past 20 days, he had been miserable. The money he brought with him was seriously insufficient. He didn't even dare to stay in a hotel. He could only eat to fill his stomach. He had to save enough money for the bus ticket back.
He ate steamed buns, drank tap water, and slept under the bridge. He was extremely haggard...
However, when he appeared in other people's companies, he was neat and tidy, energetic and well-spoken.
"You graduated from Qingjiang University, right?" Wang Na asked.
"Yes." Liu Hanmo replied.
"Have you ever thought about the risks of starting a business? Logically speaking, you should have a very good career." Wang Na said.
"Yes, I was assigned to work as a technician in Factory 331, and the salary and benefits were pretty good. However, I had the urge to maybe go out and work on my own and live a better life. So, I came out with a few like-minded people.
Two years were not bad, and we made a little money, but the background of our opponents was too powerful. They colluded with the banks to cut off our capital chain," said Liu Hanmo.
"Can you tell me about your competitors?" Wang Na seemed ready to have a long chat with Liu Hanmo and waved her hand, "Waiter, bring a pot of freshly ground coffee and two claypot rice."
Liu Hanmo was also hungry, and when he heard about the claypot rice, his mouth immediately started to water.
It has been 9 days since he has eaten properly. Steamed buns and rice noodles have been his staple food for these 9 days. When he is hungry, he uses tap water to satisfy his hunger.
"Our competitor started as a township enterprise. The company's name is 'Qingjiang Brand Soda Drink'. One of their shareholders is also their general manager. His name is Yu Zili. His uncle works in an office in the capital and is related to Qingjiang.
We often have business with them. The quality of their drinks is worse than ours and the price is more expensive than mine. However, they use internal marketing and many units order their drinks. Even so, their market share only accounts for about 35%.
We account for a little more than 50%."
"Can you tell me the name of Uncle Yu Zili?" Wang Na asked.
"Oh, everyone in Qingjiang City knows this man. His name is Ma Yinglong, not Ma Yinglong, the one who treats hemorrhoids." Liu Hanmo said.
Wang Na also smiled.
"Okay, it will be easier once you know the details of your competitors. Liu Hanmo, I will send someone to Qingjiang City tomorrow to inspect. You don't want to go back in the next few days. The boss of our company may want to see you."
"Okay, I'll wait here."
"This is 3,000 yuan. I'll lend it to you and return it to me when you make money." Wang Na seemed to be prepared and gave a wallet to Liu Hanmo.
This chapter has been completed!