Good things happened one after another. All the soldiers took turns to take a bath in the newly blocked open space, where dozens of large pots were boiling hot water. A huge pool built with plastic woven cloth was the bath. It was economical.
After washing, a new mandarin duck jacket was given out.
These were all transferred from the Beijing camp. The Beijing camp no longer wears these things, and all wear plate armor. Before Yang Fan went on the expedition, he swept away all the mandarin duck jackets from the Ministry of War. This time, they were directly distributed to Shanxi Town.
The changes in Shanxi Town made the officers and soldiers in the other three towns look at it with envy, jealousy, and hatred.
Man Gui was released again.
It is said that the black accounts in Shanxi Town have nothing to do with him. He has only been here a few months. He should not be responsible for these illegal things.
However, the officers in the other three towns were all talking about it. This black guy had to hug the British government's thick legs to settle the matter.
When Man Gui came out of the temporary cell, he looked like a different person, with a low eyebrow and a pleasant look, and he was no longer as brutal and arrogant as before. The other three towns were envious of the benefits Shanxi Town had received, and were worried that the marshal would come to investigate them.
People are really panicked and worried about gains and losses.
While some officers and soldiers in the four towns were happy and some were sad, businessmen from all over the Ming Dynasty were happy.
They got the news from Xinghe Bank. Uncle Dingyuan sent troops this time and achieved a complete victory. He destroyed most of the Tumut and Ordos tribes and captured a huge amount of livestock. In order to thank its big customers, Xinghe Bank
Notified them of the news.
As soon as the news spread, businessmen everywhere went crazy.
Horses and cattle are the most in-demand goods. The price of shipping them back to the mainland will be at least five times higher.
Xinghe Bank said that as long as you open an account at the bank and have a deposit of more than one thousand taels, you are eligible to participate in the auction. For a time, Xinghe Bank was crowded, and many businessmen who had not saved money here before came to use carriages.
Pull money to deposit.
I just hope to qualify for the auction.
At various ports along the Yangtze River and coastal ports, it’s hard to get a ticket for a clipper boat. Businessmen know clearly that time is money. If you didn’t get on a clipper boat, ride a horse or take a car to the capital, your cucumbers and vegetables would be cold. Save money
Tanggu is building a railway. If the small train is opened to traffic in the future, you can get off the boat from Tanggu and take a train directly to Jiuyuan City. In the future, there are also plans to go to Yinchuan City in Ningxia Town and build it to Lanzhou City. I heard that there is also a small train
A long-term plan to build the Ili Valley through the Hexi Corridor.
From then on, the northwest region was closely connected with shipping. From Guangdong, I first made a clipper ship, then changed to a small train in Tanggu, and arrived in Yili in half a month. That is the Western Region. The place where Zhang Qian went. It makes me excited to think about it.
The Western Region is a great place with too many business opportunities.
In the past two years, the business of Xinghe Bank has been getting better and better. Because of the presence of clipper ships, the time to and from major port cities and various ports on the Yangtze River has been shortened. It seems that the territory of the Ming Dynasty has been shrunk at once.
In the past, it took a month to travel from Nanjing to Beijing. But now, it only takes a day and a half by clipper boat.
With the powerful weapon of the clipper ship, the transfer of money by banks at various ports has been greatly accelerated. All this also provides the possibility of deposits and withdrawals.
In the past, when big businessmen went out to purchase goods, they had to hire caravans to escort large amounts of silver. The journey took a long time, was very costly, and was full of tax and local extortion. Along the way, they had to take care of the green forest heroes along the way.
But now, you just need to deposit the money into any branch of Xinghe Bank. Just change the money into banknotes, hold it in your pocket, and go directly to Xinghe Bank when you get there and exchange it for cash. Save money.
I carried the banknotes and boarded the Clipper Passenger Ship. Two days later I was traveling from Nanjing to Beijing. It was something I had never dared to think about before. The transportation is really convenient now. It takes one and a half days to get off the ship in Tanggu. There is a horse-drawn carriage opposite the pier.
OK.
You can rent a separate four-wheeled European-style carriage and reach the capital in half a day.
If you want to save money, you can also build a passenger car converted from a caravan, which is more crowded, slower, more crowded, and more uncomfortable. These horse-drawn carriages, which are similar to the buses of later generations, stop at every stop. One day and one night, they arrived in the capital.
Soon, these merchants discovered that there was actually no need to exchange banknotes into cash. For each exchange, Xinghe Bank also charged
Handling fee. Many people accept banknotes for payment. Just use banknotes.
The credit of Xinghe Bank is strong. In the past two years, it has completely gained the trust of the officials and people of the Ming Dynasty. They even paid military salaries on their behalf, and the emperor kept the money in their treasury. What else do the people not believe?
The key is that the people don't know that the emperor's money is stored in his own treasury, and 5% of it evaporates every year. Even if Kudin is arrested and searched the treasury, it won't work. The money can just run away on its own.
And when you deposit money into Xinghe Bank, not only will you not miss a penny, but you will also get an annual interest rate of 1%. Save money.
Unless the emperor is a fool, he will not agree. The shrewd empress has already begun to buy the trust plan and financial products of Xinghe Bank. The empress understands that there is no one in the world who can make more money than Dingyuan Bo. If you don't invest in him,
who.
The emperor was planning to incorporate the money from the Ministry of Revenue into Xinghe Bank. The money was used by the court, but the interest brought by the huge turnover was happily accepted by the emperor. This was extra wealth.
Even if it's a demand deposit, that's a lot of money worth hundreds of thousands of taels a year. The Ministry of Household Affairs is facing a formidable enemy, and everyone is in panic, and they are desperately opposing it.
If in the future, taxes from various places are handed over to Xinghe Bank as an agent for remittance, then there will be no chance to do anything about fire consumption, kicking buckets, and floating prices.
The scariest thing is that banknotes are becoming more and more accepted by the public.
Yang Fan bought hundreds of tons of these soft girl coin practice coupons from Hyundai. They are all stored in the underground warehouse of Xincheng Mansion. Huang Siya and his female soldiers held firecrackers and kept a close watch at twelve o'clock.
When this thing flows out, it becomes money, which can be exchanged for silver from Xinghe Bank. Save
This banknote is not the kind of Ming Dynasty treasure that is hard to use.
The paper used for this thing is special tissue paper, which is not afraid of washing. The printing ink is also not available in the Ming Dynasty, and various anti-counterfeiting measures are hundreds of years ahead of here. So there is no counterfeit currency in this thing.
No one can create counterfeit coins in this era. As long as Yang Fan does not issue coins indiscriminately, there will be no problems. Yang Fan has been carefully following the flow of Xinghe Bank and cooperating with the issuance.
The first people to accept banknotes were large business groups. Then it gradually spread to small and medium-sized businessmen. Then, officials, especially civil servants, although they hated Uncle Dingyuan, the good things he produced, especially the things he enjoyed, would never
Rejected.
They quickly fell in love with paper money being such a useful thing.
Xiao Niangpi was once worried that if too many banknotes were released, their value would depreciate. Yang Fan told her that if there were too many banknotes, they could be recovered by putting in supplies, and they could also reduce the stock of banknotes on the market by raising interest rates and increasing deposits.
Yang Fan told her not to worry. The most serious problem in Ming Dynasty now is deflation.
Officials embezzled too much silver. They took away the silver on the market and hoarded it. As a result, there was not enough money on the market, prices soared, and the government went bankrupt.
The problem of deflation can only be solved by issuing a large amount of banknotes. There are too many places in the market that need money.
This chapter has been completed!